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Fire Risk Assessment: DIY or Professional?

Find out when you can conduct your own fire risk assessment and when you need a professional. Includes step-by-step DIY guide for simple premises and tips for choosing a competent assessor.

This guide includes a free downloadable checklist.

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If you're responsible for fire safety in a building, you need a fire risk assessment. But should you do it yourself or hire a professional? This decision depends on the complexity of your premises, the risks involved, and your own competence.

This guide explains when DIY is appropriate, when professional assessment is essential, and what both approaches should cover.

What type of premises do you manage?

Let's help you decide between DIY and professional assessment.

Under the Regulatory Reform (Fire Safety) Order 2005, the "responsible person" (usually the employer, landlord, or building owner) must:

  • Carry out a fire risk assessment
  • Implement and maintain appropriate fire safety measures
  • Keep the assessment under review

The law doesn't specify who must conduct the assessment, only that it must be carried out by a "competent person" — someone with adequate training, experience, and knowledge.

Key Point

Competence is not defined by qualifications alone. For simple premises, a responsible, methodical person using official guidance can be competent. For complex or high-risk premises, professional expertise is essential.

The DIY vs professional decision

The fundamental question is: do you have the competence to identify fire hazards and evaluate risks in your specific premises?

When DIY is appropriate

You may be able to conduct your own fire risk assessment if:

  • The premises are straightforward (single-occupancy office, shop, workshop, light industrial unit)
  • There's no sleeping accommodation
  • The building is not large or complex
  • You don't have vulnerable occupants (children, elderly, disabled people needing assistance)
  • The layout is simple with clear escape routes
  • Fire risks are low to moderate
  • You have time to do it properly using government guidance
  • You're willing to review it regularly and seek professional advice when needed
Note:

The government provides free, detailed guides for different premises types. These walk you step-by-step through the assessment process. If you follow them carefully, you can produce an adequate assessment for simple premises.

When professional assessment is essential

You should use a qualified fire risk assessor if your premises include:

Sleeping accommodation:

  • Hotels, guest houses, B&Bs
  • Houses in multiple occupation (HMOs)
  • Care homes and nursing homes
  • Hostels and student accommodation
  • Staff residential facilities

Vulnerable occupants:

  • Care homes and day centres
  • Schools and nurseries
  • Healthcare premises
  • Sheltered housing

Complex buildings:

  • Buildings over 18 metres (approximately 6 storeys) tall
  • Large multi-occupancy buildings
  • Complex layouts with multiple escape routes
  • Historic or listed buildings
  • Buildings with mixed uses
  • Shopping centres and entertainment venues
  • Premises with basements used for public access

High fire risk activities:

  • Manufacturing involving flammable materials
  • Warehouses storing hazardous substances
  • Premises with hot work or industrial processes
  • Entertainment venues with special effects

DIY vs Professional Assessment

DIY Assessment

  • Free (your time only)
  • You know your premises well
  • Good for simple, low-risk buildings
  • Government guides available
  • Suitable for small offices, shops, workshops
  • Requires your time and diligence
  • May miss complex issues

Professional Assessment

Recommended
  • Typically £200-£800+ depending on size
  • Expert knowledge and fresh perspective
  • Essential for sleeping accommodation
  • Required for complex buildings
  • Provides defensible documentation
  • May identify insurance benefits
  • Peace of mind and reduced liability

Bottom line: For simple, straightforward premises, DIY is often adequate. For anything involving sleeping accommodation, vulnerable people, or complexity, professional assessment is strongly recommended and often essential.

DIY assessment guide for simple premises

If you've determined that DIY is appropriate for your premises, follow this structured approach.

Before you start

Gather information:

  • Building plans (if available)
  • Previous fire risk assessments
  • Records of fire safety equipment
  • Staff numbers and working patterns
  • Details of any vulnerable people

Get the right guidance:

  • Download the appropriate government guide for your premises type from gov.uk
  • Examples: "Fire Safety Risk Assessment: Offices and Shops" or "Fire Safety Risk Assessment: Factories and Warehouses"

Step 1: Identify fire hazards

Walk through every area of your premises, including less-used spaces. Look for:

Ignition sources (heat):

  • Electrical equipment, especially portable heaters, kettles, phone chargers
  • Cooking appliances
  • Faulty wiring, damaged cables, overloaded sockets
  • Machinery that generates heat or friction
  • Smoking materials (even if smoking is prohibited, check for evidence)
  • Hot work activities (welding, cutting, grinding)
  • Arson risks (external rubbish storage, accessible entry points)

Fuel sources:

  • Paper, cardboard, packaging
  • Furniture, soft furnishings, curtains
  • Flammable liquids (cleaning products, paints, solvents)
  • Waste storage
  • Wood, timber, pallets
  • Plastics and foam materials

Oxygen sources:

  • Generally just normal air
  • Oxygen cylinders (medical/industrial)
  • Oxidising chemicals
  • Air conditioning and ventilation systems
Warning:

Pay particular attention to areas where ignition sources and fuel are close together — kitchens, electrical cupboards, storage areas with electrical equipment, waste areas near heating systems.

Step 2: Identify people at risk

Consider who is in your building and when:

  • Employees: How many? Working patterns? Anyone working alone or in isolated areas?
  • Visitors: Customers, clients, members of the public — people unfamiliar with the building
  • Contractors: Delivery drivers, maintenance staff, cleaners (often outside normal hours)
  • People who may need assistance:
    • Those with mobility, visual, or hearing impairments
    • Anyone who might be unfamiliar with escape routes
    • People working in basement or upper floors
    • Anyone who might be isolated or unable to hear alarm

Step 3: Evaluate risks and existing measures

For each hazard, ask:

  1. Can I eliminate it? (Remove the hazard entirely)
  2. Can I reduce it? (Use safer alternatives, separate ignition from fuel, implement controls)
  3. Are my existing protections adequate?

Review your existing fire safety measures:

Detection and warning:

  • Do you have appropriate smoke/heat detection?
  • Does your fire alarm cover all areas?
  • Is it tested weekly?
  • Can everyone hear it, including those with hearing impairments?

Means of escape:

  • Can everyone reach a place of safety quickly?
  • Are there at least two escape routes from most areas?
  • Are escape routes clear, unobstructed, and at least 1m wide?
  • Do fire doors close properly and have working seals and hinges?
  • Are escape routes lit (including emergency lighting if needed)?
  • Are fire exit signs clear and visible?
  • Can final exit doors be opened easily from the inside without a key?

Fire fighting equipment:

  • Do you have appropriate fire extinguishers for the types of fire that could occur?
  • Are they located on escape routes, near high-risk areas?
  • Are they serviced annually by a competent person?
  • Have staff received basic fire extinguisher training?

Emergency procedures:

  • Does everyone know what to do if the alarm sounds?
  • Do you have an assembly point?
  • Have you practiced evacuation (fire drill)?
  • Do you have a system for accounting for visitors?

Maintenance:

  • Is fire safety equipment tested and maintained regularly?
  • Are records kept?
  • Is someone designated to manage fire safety?

Step 4: Record significant findings

Your written fire risk assessment should include:

Premises information:

  • Address and description
  • Number of floors, approximate size
  • Use of premises
  • Maximum occupancy
  • Vulnerable people present

Assessment details:

  • Date of assessment
  • Your name and role
  • Date for next review

Significant fire hazards:

  • What you found
  • Where they are
  • Why they're significant

People at risk:

  • How many people typically present
  • Any especially at risk
  • When premises are occupied

Existing fire safety measures:

  • What you have in place
  • Are they adequate?

Action plan:

  • What improvements are needed
  • Priority (high/medium/low)
  • Who's responsible
  • Target date
  • Completion date (filled in when done)
Key Point

If you employ 5 or more people, you MUST record your significant findings in writing. Even with fewer than 5 employees, a written record is essential to demonstrate you've taken fire safety seriously.

Step 5: Implement your action plan

A fire risk assessment is pointless without action. Prioritise improvements:

High priority (immediate action):

  • Blocked fire exits or escape routes
  • Malfunctioning fire doors
  • Non-working fire alarm or emergency lighting
  • Missing or expired fire extinguishers
  • Significant fire hazards near ignition sources

Medium priority (within weeks):

  • Improving signage
  • Staff fire safety training
  • Reviewing emergency procedures
  • Servicing fire equipment
  • Reducing combustible storage

Low priority (plan and implement):

  • Improvements to management procedures
  • Better housekeeping practices
  • Longer-term building modifications

Step 6: Review regularly

Your assessment must be reviewed:

  • At least annually (good practice)
  • After any changes: new equipment, altered layout, different use, changed occupancy
  • After any incident: fire, near miss, or false alarm
  • If you think it's no longer valid
Success Story(anonymised)

Small retail shop — DIY assessment

The Situation

A single-storey retail shop (150m²) with three staff and public access during business hours. The owner used the government's 'Offices and Shops' guide to conduct a DIY fire risk assessment.

Outcome

The DIY assessment identified several low-cost improvements: clearing stored stock from near the electrical consumer unit, improving fire exit signage, and establishing a weekly alarm test routine. The shop passed a fire service inspection six months later.

Key Lesson

For straightforward premises, a methodical DIY assessment using official guidance can be perfectly adequate — if you take it seriously and implement the findings.

When professional assessment is essential

Some premises are simply too complex or high-risk for DIY assessment, regardless of your diligence.

While the law doesn't explicitly require professional assessment for specific premises types, using an unqualified person for complex premises could:

  • Leave you unable to demonstrate "competence" if challenged
  • Result in inadequate assessment that misses serious risks
  • Expose you to prosecution if a fire occurs
  • Invalidate insurance coverage
  • Put lives at risk

Premises that require professional assessment

Sleeping accommodation (highest priority):

Any premises where people sleep need professional assessment because:

  • People are most vulnerable when asleep
  • Discovery of fire is delayed
  • Evacuation is slower
  • Risks are significantly higher

This includes:

  • Hotels, B&Bs, guest houses
  • HMOs, hostels, boarding houses
  • Care homes and nursing homes
  • Student accommodation with sleeping
  • Staff residential facilities

Buildings over 18 metres:

Since the Grenfell Tower fire, buildings over 18m (approximately 6 storeys) face enhanced scrutiny:

  • Complex evacuation challenges
  • External wall system considerations
  • Simultaneous evacuation vs stay-put strategies
  • Building Safety Act requirements

Professional assessment by someone with high-rise experience is essential.

Vulnerable occupants:

Premises with people who can't easily evacuate need expert assessment:

  • Care homes, day centres
  • Schools, nurseries
  • Healthcare facilities
  • Sheltered housing

Professional assessors will consider Personal Emergency Evacuation Plans (PEEPs), staff training needs, and appropriate detection/alarm systems.

Complex buildings:

Professional assessment is strongly recommended for:

  • Multi-occupancy buildings (shops with flats above, business parks)
  • Large premises (over 500m²)
  • Multiple floors with complex layouts
  • Heritage or listed buildings with building regulation challenges
  • Premises with significant basement areas
  • Shopping centres and entertainment venues
Important:

If your premises fall into any of these categories, attempting DIY assessment is a false economy. The cost of professional assessment is minimal compared to the potential consequences of an inadequate assessment.

Choosing a professional fire risk assessor

There's no single required qualification for fire risk assessors, which means quality varies significantly. Here's how to choose competently.

What to look for

Professional registration or certification:

Look for assessors registered with or certified by:

  • BAFE SP205: Third-party certification scheme for fire risk assessors
  • Institute of Fire Engineers (IFE): Professional body for fire safety professionals
  • Institution of Fire Prevention Officers (FPA): Membership demonstrates commitment to professional standards
  • Register of Fire Risk Assessors (RoFRA): Competency register

Relevant qualifications:

While no single qualification is required, look for:

  • Level 4 Certificate in Fire Safety (Fire Risk Assessment)
  • Membership of IFE or similar professional body
  • Evidence of continuing professional development

Insurance:

Professional indemnity insurance is essential. Ask for evidence and check:

  • Coverage amount (at least £2 million)
  • That it's current
  • That it specifically covers fire risk assessment

Experience:

  • How long have they been conducting assessments?
  • Do they have experience with your type of premises?
  • Can they provide references from similar clients?
  • Are they familiar with relevant industry-specific guidance?

Questions to ask potential assessors

  1. What are your qualifications and professional memberships?
  2. Do you have professional indemnity insurance? Can I see evidence?
  3. How much experience do you have with [my type of premises]?
  4. Will you conduct the assessment personally, or will someone else?
  5. What will the assessment include? (site visit duration, written report, action plan)
  6. How long will the written report take?
  7. Will you explain the findings and answer questions?
  8. What does your fee include? (initial assessment, report, follow-up support)
  9. Can you provide references from similar clients?

What professional assessment should include

A professional fire risk assessment should provide:

Site visit:

  • Thorough inspection of all areas, including voids, roof spaces, plant rooms
  • Photography of significant hazards and deficiencies
  • Discussion with you about building use and occupancy

Written report including:

  • Executive summary
  • Premises description and occupancy details
  • Methodology used
  • Significant fire hazards identified
  • People at risk
  • Existing fire safety measures
  • Evaluation of adequacy
  • Prioritised action plan with recommendations
  • Review date
  • Floor plans showing escape routes, fire safety equipment locations

Follow-up:

  • Explanation of findings
  • Answers to your questions
  • Advice on implementing recommendations
  • Indication of when review is needed

What to expect to pay

Fire risk assessment costs vary based on premises complexity, size, and location:

Typical ranges:

  • Small office or shop (under 200m²): £200-£400
  • Medium office or retail (200-500m²): £350-£600
  • Large premises or warehouse: £500-£1,200+
  • HMO or small care home: £300-£600
  • Hotel or large care facility: £800-£2,000+
  • High-rise or complex building: £1,500+
Note:

Beware of very cheap assessments — they're often superficial box-ticking exercises. A thorough assessment takes time. If the price seems too good to be true, it probably is.

Recording and maintaining your assessment

Whether DIY or professional, your fire risk assessment must be documented and maintained.

Recording requirements

If you employ 5 or more people: You MUST record in writing:

  • The significant findings of your assessment
  • Any group of people identified as especially at risk
  • The fire safety measures you have in place

If you employ fewer than 5 people: There's no legal requirement to record the assessment in writing, but it's strongly recommended because:

  • It demonstrates you've taken fire safety seriously
  • It provides evidence of compliance if challenged
  • It creates a baseline for future reviews
  • It helps ensure findings aren't forgotten

Keep supporting documentation

Alongside your fire risk assessment, maintain:

  • Fire safety equipment records: service dates for extinguishers, alarm, emergency lighting
  • Fire alarm test log: weekly tests recorded
  • Fire drill records: when held, evacuation time, issues identified
  • Staff training records: who's been trained, when, in what
  • Changes log: significant changes that might affect the assessment

Review schedule

Your fire risk assessment should be reviewed:

Annually: Good practice baseline — review at least once per year

After changes:

  • Building alterations or extensions
  • Change of use or occupancy
  • New or different processes or equipment
  • Increase in occupancy numbers
  • Introduction of vulnerable occupants

After incidents:

  • Any fire or near miss
  • False alarms if they indicate a problem
  • Enforcement action by fire authority

If inadequate:

  • You identify new hazards
  • You have reason to think it's no longer valid
  • Regulations or guidance change
Key Point

Set a specific review date when you complete your assessment, and put it in your diary. Don't let your assessment become out of date.

Common mistakes to avoid

Warning(anonymised)

Landlord prosecuted after copying generic template

The Situation

A landlord managing an HMO downloaded a generic fire risk assessment template from the internet, filled in the property address, and filed it without actually inspecting the premises.

What Went Wrong
  • No actual inspection conducted
  • Template didn't match the premises layout
  • Missed blocked fire escape route
  • Didn't identify malfunctioning fire alarm
  • Action plan was generic boilerplate
  • No evidence of competence to assess
Outcome

Following a fire service inspection, the landlord was prosecuted. The court fined them £15,000 plus costs and issued an enforcement notice. The HMO was temporarily closed, losing rental income.

Key Lesson

A fire risk assessment must be based on actual inspection of your specific premises. Generic templates and copied documents don't fulfil your legal duty and won't protect anyone.

Mistakes to avoid

Using generic templates blindly: Templates can help structure your assessment, but they must be completed based on actual inspection of YOUR premises. Every building is different.

Focusing on paperwork rather than safety: The purpose is protecting people, not creating a document to file away. If you identify hazards, you must act on them.

Overestimating your competence: If you're uncertain about complex fire safety issues, that's a sign you need professional help. Getting it wrong has serious consequences.

Not involving others: Staff often know about hazards that aren't obvious during inspection. Involve them in identifying risks and planning improvements.

Treating it as one-off: Fire risk assessment is an ongoing process. Buildings change, uses change, people change. Your assessment must keep up.

Ignoring the action plan: If your assessment identifies improvements, implement them. A list of unfulfiled actions is evidence of negligence.

Not keeping records: If you can't demonstrate what you've done, you may struggle to prove compliance. Keep dated records of assessments, reviews, tests, and training.

Hybrid approach: DIY with professional review

For some premises, a sensible middle ground is:

  1. Conduct your own assessment using government guidance
  2. Engage a professional to review your assessment

This approach:

  • Reduces cost compared to full professional assessment
  • Helps you understand your premises better
  • Provides expert validation of your findings
  • Identifies anything you've missed
  • Gives you confidence in your assessment

Many fire risk assessors offer desktop review services for £100-£250, where they review your DIY assessment and provide feedback.

Tip:

Even if you conduct DIY assessments, consider professional review every 3-5 years. Fresh expert eyes can spot issues that become invisible to you through familiarity.

Get Your Template

Fire Risk Assessment Template (Simple Premises)

For straightforward premises like offices, small shops, and workshops. Guides you through the assessment process with prompts and example findings.

  • ✓ Suitable for simple, single-occupancy premises
  • ✓ Step-by-step prompts
  • ✓ Action plan template included
  • ✓ Review schedule tracker

Coming soon - join our mailing list to be notified when templates are available.

Warning:

This template is NOT suitable for: HMOs, care homes, large or complex buildings, premises with sleeping accommodation, heritage buildings, or high-risk industrial premises. These require a competent professional assessor.

Frequently asked questions

Yes, provided you are 'competent' to do so. Competence means having adequate training, experience, and knowledge to identify fire hazards and evaluate risks. For simple premises, you can develop this competence using government guides. For complex or high-risk premises, professional expertise is necessary.

Competence comes from a combination of training, knowledge, and experience. For simple premises, studying the relevant government guide and understanding your building can provide competence. For complex premises, professional qualifications (such as Level 4 Fire Safety), professional membership (IFE, BAFE SP205), and practical experience are needed.

For a small, simple premises, allow at least half a day. This includes: reading the relevant government guide (1-2 hours), inspecting your premises thoroughly (1-2 hours), and documenting your findings properly (1-2 hours). Rushing it defeats the purpose.

If a fire service inspector finds your assessment inadequate, they can issue an enforcement notice requiring improvements. In serious cases, they can issue a prohibition notice (preventing use of the premises) or prosecute you. This is why it's crucial to be honest about your competence and use professional assessment when appropriate.

Templates can help structure your assessment, but you MUST base it on actual inspection of your specific premises. Simply filling in a generic template without thorough inspection is not adequate and could expose you to prosecution. Every building is different.

Costs vary by premises size and complexity. Expect to pay £200-£400 for a small, simple premises, £350-£600 for medium office/retail, £800-£2,000+ for hotels or care homes, and £1,500+ for complex or high-rise buildings. Very cheap assessments are often inadequate.

Yes. HMOs (houses in multiple occupation) involve sleeping accommodation, which significantly increases fire risk. Professional assessment is essential for all premises with sleeping accommodation. DIY assessment is not appropriate for HMOs.

Look for third-party certification (BAFE SP205), professional membership (Institute of Fire Engineers), relevant qualifications (Level 4 Fire Safety), professional indemnity insurance, and experience with your type of premises. Don't be afraid to ask for evidence and references.

You can be prosecuted if your assessment is inadequate, regardless of whether it was DIY or professional. The key is ensuring the person conducting the assessment is competent. If you attempt DIY assessment for complex premises beyond your competence, you're at risk of prosecution if inadequacies are found.

A fire risk assessment is YOUR duty as responsible person — identifying hazards and managing fire safety. A fire safety inspection is conducted by the fire and rescue service to check that you're complying with the law. The fire service inspection may check whether your fire risk assessment is adequate.

Next steps

Determine your approach:

If going DIY:

  • Download the relevant government guide for your premises type from gov.uk
  • Set aside adequate time to do it properly
  • Consider professional review of your completed assessment

If using a professional:

  • Get quotes from at least 2-3 qualified assessors
  • Check credentials, insurance, and references
  • Ensure they have experience with your type of premises

Not sure whether DIY or professional assessment is right for your premises? A brief consultation with a qualified fire risk assessor can help you make the right decision and ensure compliance.

Speak to a professional

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